Your Financial Decision Layer
You're leaving
money on the table.
Every time you pay.
FLIP finds the smartest way to pay, before you checkout.
₹0 Cr
Lost annually by Indian consumers in unredeemed rewards & suboptimal payments
Your Financial Decision Layer
money on the table.
Every time you pay.
FLIP finds the smartest way to pay, before you checkout.
₹0 Cr
Lost annually by Indian consumers in unredeemed rewards & suboptimal payments
The problem we saw
Your card has exclusive brand deals right now. They're buried where you'll never look.
card holders missing their own rewards
You find the better deal after you've paid. Post-purchase is too late.
of loyalty value goes unredeemed
Gift card discounts. Card rewards. Coupons. Nobody connects the dots.
financial touchpoints every user
Right there. On the app you're already using.
Introducing Live Shop Assist
Open any of 50+ supported apps. Live Shop Assist surfaces the best deal for your cards and savings.
FLIP found 2 deals
For your Zomato order
HDFC Regalia
10% off up to ₹150
Zomato Gift Card
3% off + 2% FC
Under the hood
Best card engine
Evaluates your cards in real-time against every purchase.
Best match
HDFC Regalia
5%
back on this purchase
Offer discovery
300+Security
Milestone tracking
Reward optimization
Gift Cards from 300+ Brands
Discounted gift cards for the brands you already shop. Shopping, food, travel and more. Works whether you have a credit card or not.
Every FLIP purchase earns coins worth ₹1 each. Redeem the full balance for brand vouchers — no co-pay, no minimums, no expiry tricks.
1 FC = ₹1. Always.
Earns automatically on every gift card and brand purchase.
Redeem 100% of your balance.
Your FLIP Coins
0
= ₹1,240
Ready to redeem
Simple as 1-2-3
Download. Add your cards.
Open any of 50+ supported apps.
Follow FLIP's pick. Pay less.
Built on trust
Independently audited against the same payment-security standard the banks themselves are held to.
Read the certificateWe never store your complete card numbers - so there is nothing on our side that could ever leak.
Every connection is encrypted end to end, with privacy-first defaults switched on from day one.
Independently certified
View Attestation of Compliance (PDF)| Feature | Android | iOS |
|---|---|---|
| Live Shop Assist | ✓ | — |
| FLIP Smart Price Compare (Beta) | ✓ | ✓ |
| 300+ Gift Cards | ✓ | ✓ |
| CC Deal Alerts | ✓ | ✓ |
| FLIP Coins | ✓ | ✓ |
| FLIP Offers | ✓ | ✓ |
